
About this course
Overview
Banks are steadily becoming the plumbing underneath somebody else's product, which changes what the business actually is. This covers mobile money, instant payments and the platform thinking that follows, including where a bank can still hold on to the customer relationship.
What you will be able to do
Learning outcomes
- Explain how instant and mobile payments work
- Position the bank within payment ecosystems
- Evaluate digital channel opportunities
- Identify fraud and operational risks in payments
- Contribute to digital banking strategy
What the course sets out to do
Course objectives
- Explain the digital banking landscape
- Describe mobile money and instant payments
- Apply platform and ecosystem thinking
- Assess digital channel risks and controls
- Support digital product and channel decisions
Course content
Modules
01Digital Banking Landscape
How digital channels are reshaping banking and customer expectations.
02Mobile Money
Mobile money models, agents, and the role of banks and telcos.
03Instant Payments
Real-time payment rails, standards, and interoperability.
04Platform Thinking
APIs, open banking, and banks as platforms for ecosystems.
05Risk and Fraud
Security, fraud, and operational risk in digital payments.
06Digital Strategy
Positioning and building digital products and partnerships.
Who it is for
Target audience
Digital banking, payments, and product staff, and channel and innovation teams in banks.
Before you start
Prerequisites
A banking, payments or financial services role.