Digital Banking and Payments
About this course

Overview

Banks are steadily becoming the plumbing underneath somebody else's product, which changes what the business actually is. This covers mobile money, instant payments and the platform thinking that follows, including where a bank can still hold on to the customer relationship.

What you will be able to do

Learning outcomes

  • Explain how instant and mobile payments work
  • Position the bank within payment ecosystems
  • Evaluate digital channel opportunities
  • Identify fraud and operational risks in payments
  • Contribute to digital banking strategy
What the course sets out to do

Course objectives

  • Explain the digital banking landscape
  • Describe mobile money and instant payments
  • Apply platform and ecosystem thinking
  • Assess digital channel risks and controls
  • Support digital product and channel decisions
Course content

Modules

01

Digital Banking Landscape

How digital channels are reshaping banking and customer expectations.

02

Mobile Money

Mobile money models, agents, and the role of banks and telcos.

03

Instant Payments

Real-time payment rails, standards, and interoperability.

04

Platform Thinking

APIs, open banking, and banks as platforms for ecosystems.

05

Risk and Fraud

Security, fraud, and operational risk in digital payments.

06

Digital Strategy

Positioning and building digital products and partnerships.

Who it is for

Target audience

Digital banking, payments, and product staff, and channel and innovation teams in banks.

Before you start

Prerequisites

A banking, payments or financial services role.

Ready to register?

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